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Robert Totsky

100% Local

6050 N. Oracle Rd, Suite A
Tucson / Oro Valley , AZ 85704 (view map)
Phone: 520-750-1166 FAX: 520-844-8018 Website: http://www.rtinsurance.com/

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ABOUT US

We pride ourselves on being an Independent Insurance Agency and this is why:

  • Independent Insurance Agents and Brokers - represent an average of eight insurance companies and research these firms to find you the best combination of price, coverage, and service, compared to

    • Captive Agents - sell you the insurance of only one company.

    • Telephone Representatives - offer the the insurance of one company, and only on the telephone.

Your Independent Insurance Agent or Broker:

  • Is a licensed professional with strong customer and community ties.

  • Gives you excellent service and competitive prices because your agent can access the insurance coverage from more than one company.

  • Unlike other agents, is not beholden to any one company:  thus, you don't need to change agencies as your insurance and service needs change.

  • Assists you when you have a claim.

  • Is your consultant, working with you as you determine your needs.

  • Offers you a choice of insurance plans and programs.

  • Is a value hunter who looks after your pocketbook in finding the best combination of price, coverage and service.

  • Offers one-stop shopping for a full range of products-home, renters, auto, business, life and health.

  • Can periodically review your coverage to keep up with your changing insurance needs.

  • Treats you like a person, not just another number.

  • Customer satisfaction is the key to an independent agent's livelihood.  So, serving you is your independent agent's most important concern.

INSURANCE PRODUCTS WE PROVIDE:

Annuities:

Savings / retirement vehicle.

Auto:

Liability, property, medical, underinsured/uninsured, physical damage.

Business:

Covers a variety of businesses and their liabilities and assets.

Financial Planning:

Designed to help you map your financial goals.

Homeowners:

Covers your homes, structure, contents and liability.

Life:

An immediate estate upon death.

Long Term Care:

Provides ongoing care giving in the event of long term illness, disability, accident or aging.

Major Medical:

Health insurance for all ages.  Covers hospital, doctors, immunizations, prescription drug costs.

Medicare Supplements:

Provides additional coverage in Medicare's gaps, such as deductibles and co-payments.

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