Money management is not a simple or easy process. Effective money management involves two important tasks: managing your investments and preserving your wealth. Our goal is to create financial strategies to help meet these goals while providing an extraordinary amount of personal service.

Through products including mutual funds, variable annuities, variable life insurance, term life insurance and long-term care insurance, we provide access to a full line of financial planning services. Our focus tends more toward long term planning, as opposed to timing the market.  We like to help our clients set goals and choose a tax efficient, risk managed approach to meeting these goals.  Although "buy and hold" is not always appropriate, long-term plans don`t require daily maintenance.