Mid-Illini Credit Union is a full-service, not-for-profit, member-owned financial cooperative. We lend responsibly and invest wisely. Our product and service offerings and our decisions are based on what’s best for our members, not on how much profit we can squeeze from every transaction.

If you’re tired of being treated like account number two hundred thousand eight hundred forty three at your bank and you’re ready for something different, join MICU today. Our entire staff is here to help you make good financial decisions. Plus, we’ll even remember your name. That’s different. And different really is better.

We’ve been helping families in and around McLean County build strong financial foundations since 1940, and we can help your family, too. Join us today!

Different Is Better…

Established in 1940, Mid-Illini Credit Union evolved from a handful of employee credit unions that joined together to provide top-rate financial services to thousands of local residents. Now, we have nearly 7,000 members and we’re still growing…

Why?

MICU is a not-for-profit organization, owned by our members. Our profits are reinvested into the credit union, where we return them to our members in the form of lower interest rates on loans and higher dividends on savings.

Plus, your accounts at MICU are federally insured up to $250,000 by the NCUA.

At MICU, we know our members by name and provide friendly, personalized service.

People always come before profits at MICU, so deposit $5 into a MICU savings account and join us today! You’ll enjoy lots of great benefits, including:

• Free Checking
• Free Online Banking & Bill Pay
• Free ATMs
• Free Mobile Money
• Free Overdraft Privilege Protection
• Free CUTIE 24/7 Telephone banking
• Low Loan Rates
• No fees to open an IRA
• Platinum Stripes Interest-Bearing Checking
• Money Market Accounts
• Fixed-rate VISA Cards
• Quick Loan Approvals
• Convenient Payroll Deduction
• Direct Deposit
• Convenient Hours
• Friendly Service
• And so much more…