First Time Homebuyer?

We can help you qualify and provide you with a loan that fits your budget. Our no obligation pre-approvals let you act quickly when you find the right property. We offer a variety of lending options designed to benefit low and moderate income home buyers who might not otherwise qualify for financing. The USDA's Guaranteed Rural Housing program allows those in rural areas the ability to qualify for a no-down-payment loan. No matter what your needs, we can help you reach your dreams.

Short on Savings?

We offer flexible loans for as little as 3% and even 0% down. Your funds for closing may be gifts from relatives or contributions from the seller. Bank of the Cascades is proud to sponsor special programs designed to benefit low and moderate income home buyers, who might not otherwise qualify for financing. And if you live in an eligible rural area, you may qualify for a no down payment loan through the USDA's Guaranteed Rural Housing program.